A consumer installment loan is a quick and simple way to obtain a short term loan that has a set start date and set end date, and provides a sensible alternative to costly bounced checks, late payment charges, or surprise expenses.
It is important to remember the longer the length of your loan, the more expensive it will be for you. Please consider all of your options ahead of time.
At the most, our finance fee is $30.00 per every $100.00 borrowed. The fee is deducted on your pay date. If you elect to pay only the finance fee or pay down your loan, a new finance fee would be calculated from the remaining principal balance of your loan.
We offer loans up to $1,500.00.
If all information is received by 6:00pm CST and can be verified, you will receive your money the next business day.
Applications are accepted 24 hours per day, 7 days per week. Existing customers also have convenient 24/7 access to their loan information. Representatives can be contacted Monday through Friday, 8am to 6pm CST. We observe federal holidays.
Yes, you can pay the consumer installment loan off earlier than your due date and we always encourage this of all of our customers. This is called a prepayment. If you pay off this consumer installment loan early, you will not have to pay a prepayment penalty.
Please refer to our RATES page for more details.
When you receive your loan agreement, you will notice a chart that illustrates the worst case scenario for customers who choose to make only the minimum payments and keep their loan open for the maximum term. Although we encourage you to pay off as soon as possible, we offer you the flexibility to pay off your loan in a timeframe that best suits your financial circumstances. However, since our installment loans are intended to be a short term solution, in the same manner that you would likely not rent a car for an entire year, we do not recommend keeping the loan open for an extended period of time. Our installment loans are best suited for customers who plan to pay off their principal balance within 1 – 3 months, if not sooner..
Three business days.
